Business Funding Requirements

• YOUR FUNDING REQUIREMENTS:

   1.  The Company:
  Your business needs to be no less than 2 years old, however, older than 3 is preferred, 5yr plus is ideal.
  
  Please note: Blacklist business types are: credit repair, real estate, financial services, debt consolidation, or other businesses along these lines.
  
  2. The Business Address:
  Your business address cannot be a PO Box, house, virtual address. The only thing that is acceptable to the lender is an Executive Office or an actual business location. It is recommended if nothing else that you ask a colleague to use their commercial address if you cannot obtain one on your own.
  
  3. Your Business Phone Number and 411 listing:
  You must have a business phone number. We recommend using www.phone.com. Then you may use an auto attendant such as Ring Central or Grasshopper to route the calls to a cell or another landline.
  
  There are several options to list 411, free self listing is available at: https://www.listyourself.net/listing.jsp
    
  4. You want an Aged Website:
  Your company must have a website. Lenders will check your website on www.whois.com to see when the domain was   registered giving them an idea of when the business was setup or started. We Can refer you to a company who can assist you with this.

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  5.  You need Business Search Listings:
  When banks review an application for a loan they will usually research the company on Google, Manta, Yahoo Local, Super pages and Merchant circle. So your company should be listed on all of these sites and all of these sites are free to register your company on.
     

  Any changes in guidelines per lender changes will be updated accordingly. Be aware lenders change policies and guidelines periodically
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  New Trade Line BUNDLE PACKAGES #1, #2 and #3:
  
  When applying for our BUNDLE PACKAGES to your company then NO personal credit is not needed (NO PG)
  With this package your company should have at least 3 venders reporting to us or be willing to obtain 3 vendors that report to us.
  When your company is setup this way your company is fundable with the funding company we will help set you up with up to 5 (NO PG) credit cards.
• 
  You will need a minimum of three accounts reporting in order to generate a credit score on your business credit report, but most small businesses should have no problem finding three or more agreeable net 30 vendors. We can assist you with this as well.

Beyond building a reputation of creditworthiness, using these vendors can help you manage cash flow during the first months and years of building a new business. Best of all, the majority of net 30 vendors will not require a personal guarantee, or even a personal credit check.

• 
  VENDOR LIST:
• 
  A list of net-30 vendors offers term-limited lines of credit to small businesses.
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  These Include:
  

  1. Staples Business                                                                
  2. Walmart Commercial                                                      
  3. Office Max                                                                        
  4. Shell Commercial                                                             
  5. Viking Office Supply                                                       
  6. Quill Office Supply
  7. Best Buy Commercial
  8. Grainger Industrial Supply
  9. ULine Shipping
  10. Kinko’s Commercial
  11. Seton

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