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About Clean Slates!
Depending on the creditor’s products and your location, sometimes they will ONLY check Equifax, and, if your Equifax credit score is HIGH enough, you still maybe able to get funding, or approved for your loan, even if your other two credit reports are NOT up to par. Some credit unions will only check Equifax if you are applying for a credit card ONLINE. Not all credit unions will just check ONE credit bureau, but, majority of them do, depending on what credit product you are applying for. For example, if you walk into a car dealership and fill out an application (depending on where you live), the dealer just may check Equifax, and, say you are OKAY, but, if they shop you around to different lenders, the lenders themselves may check the other two credit bureaus.