The challenges of taking a client’s FICO score from 500 to an 800 have changed and to be successful we have to continuously modify our approach. The fact is we are unaware of any other company that can accomplish this in under 30 days if at all. We use a combination of select dispute removal and tradelines if needed to get your score to the highest level possible in the shortest period of time. When you send your credit report to someone with the question “How much to fix my credit”? You are only hurting yourself. When we consult with clients the first question we ask is “What is it your trying to accomplish”? Do you want to buy a home or a new car? Are you wanting a loan or credit cards? What is your time frame? Then we tailor a package and game plan specifically for you as an individual. We want to work with people who are serious and are ready to reach their objective within the next 30 days. If you don’t mind waiting 90 to 180 days or even a year then we are not for you!
Our company has evolved in the past year to reflect new and better ways of removing disputes from your credit files at the bureaus. Our company verifies from a legal standpoint that the creditors and bureaus are in “Compliance” with the law. The bureaus and creditors break the law every day by placing negative items on your reports without verifying them and taking other steps prescribed by law to protect you the consumer. We DO NOT write letters to send to the bureaus and creditors!
We call them, point out to them that they are in violation of the law and if they do not remove the negative item immediately we will sue them either in small claims court or civil court as the case may apply. They soon find out we are not bluffing when they get served by the Sheriff’s office. When you file a dispute on the BUREAUS website, you then give up your right to file suit against them! People ask us “Do you have a guarantee”? Our answer is that yes we guarantee you if the negative items are not removed within 30 days as prescribed by law then we will file suit against them.
The fact is if you select our company today and we start work on your file, you will start to see negative items come of your credit reports tomorrow! We are very efficient and we move fast.
Elizabeth Processing Manager
We are pleased to welcome Elizabeth on board as our Processing Manager. Elizabeth has a law degree and she specializes in Credit and Consumer based law. Elizabeth will be calling you before she starts your file to go over her game plan for your file and to clarify questions she may have about it. She loves to do credit and don’t be surprised if she tells you she just got off the line with the President of Equifax or Trans Union! She really does talk to these guys when she feels its justified.
If you are perhaps close to closing on a loan for a house and there is something on your reports you need removed yesterday, you can pay and expedite fee and we will remove in a few days when its possible and you will be informed before you pay for this service.
Time Frame for removals:
Everyone is in a hurry to have their file finished and there are things you can do to speed up the process. Our Credit Manager will consult with you on your file before work begins and you will be given a clear understanding as to when your file will be completed. We will ask you to call each of the 3 bureaus before we start work and request your “file number”. This number ties your SSN to your credit file. This will greatly reduce the time it takes to complete your file.
Expedited Mortgage Services:
If you or someone you know wants to take out a mortgage on a home but you’re not sure about your credit or if you qualify. Call or contact us today for a step by step plan on how to qualify in less than 30 days. If you have a credit score of 620 or higher, we have access to a "grant program" that allows you a no money down loan to get in a home.
We will quickly remove your inquiries and will need to know if the inquiry resulted in being approved or not approved for that which you applied for.
We remove Tax liens, Judgments, Bankruptcies, Student loans lates, child support, Collections, charge-offs, late payments, inquiries and even open accounts if they are hurting your ability to get credit. and any other work you need. Your file will be completed in 2 1/2 weeks from start to finish. We have a Clean Slate package that includes everything including all inquiries for $1295.
Please Click on The ABC Clean Slate Credit Recovery Form to get started today!
It’s as easy as ABC! Alliancebankcredit.com